Many lenders offer Mortgages for individuals with adverse credit but as there are so many for lots of different circumstances. You may want to use a broker to help advise you on which mortgage to actually apply for. A Mortgage broker is able to recommend a suitable mortgage due to their experience.If you contact a broker they will likely send you a document named an Initial Disclosure Document (IDD), this will tell about their products, services and how they can help you get a good mortgage. Some will charge a initial fee for arranging and setting up the mortgage and they may also receive some money from the lender for bring them more business.
We are an adverse credit mortgage broker if you want advice from us: